Simulated AI robo-advisor
Intelligent investing, made simple.
Intellect Investments helps beginners set a goal, then recommends a practice mix and explains why. The questionnaire is free. Guidance, at $12 a month or $99 a year, saves the simulated portfolio, unlocks paper stock trading, and keeps giving the next move in plain language.
Paper money only in this version. No real trades and no custody. Guidance is educational, not a licensed recommendation to buy or sell. Subscribe only if you want to save the practice plan.
Balanced portfolio
$24,560.31
+6.24% all-time return
- U.S. stocks45%
- International20%
- Bonds30%
- Cash5%
Plain-language insight
We recommend a balanced mix for this long-term goal: enough stocks to grow, enough bonds and cash to keep a downturn from knocking the plan off course.
Set a goal
Choose what you are saving for, a target amount, and how soon you need it.
Get a recommended mix
We choose conservative, balanced, or growth from your goal and timeline, then explain why. You can keep it or pick another mix.
Practice a stock pick
After Guidance, buy and sell beginner U.S. names with paper cash. Delayed quotes. Not a brokerage order.
Practice first. Real money later.
This MVP is built for beginners who want clarity before complexity. Build a simulated mix, then practice buying and selling well-known U.S. names with paper cash. Nothing real moves.